Commons · Session kits
Everything you need to teach the session.
The one-hour sessions Moraph people and vetted volunteers teach in Fluent, Reach and Voice, published free: a run sheet, slides with speaker notes, a worksheet and a take-home handout for the United States, the United Kingdom, Canada and Australia. Anyone may teach them.
Fluent
Financial literacy from people who work in finance.
Free, practical sessions on budgeting, banking, credit, borrowing, tax time and scams, taught by Moraph people from financial services and hosted by libraries, schools, credit unions and community organizations. About Fluent.
Fluent · 60 min
Everyday money
A budget that survives a real month, what to do when income is irregular, and starting a small emergency fund.
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Fluent · 60 min
Banking without the fees
Choosing an account, avoiding overdraft and check-cashing costs, and what protects your money in a bank, a credit union or a payment app.
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Fluent · 60 min
Credit reports and scores
What a credit report holds, how to get yours, how to dispute errors, and how a score is built and rebuilt.
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Fluent · 60 min
Borrowing safely
How interest and fees add up, comparing offers, and recognizing high-cost and predatory lending.
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Fluent · 60 min
Tax time and benefits
Free filing help where it exists, credits and benefits people often miss, and keeping the records you will be asked for.
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Fluent · 60 min
Scams and fraud
Scams as bank fraud teams see them: impersonation, payment redirection, romance and investment scams, identity theft, and what to do in the first hour.
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Reach
Help finding, understanding and paying for care.
Plain-language sessions on coverage, finding low-cost care, medical bills, health records and patient portals, and help for clinics to cut the paperwork between patients and appointments. About Reach.
Reach · 60 min
How coverage works here
Public programs, insurance and what is free at the point of care, explained for the country you are in.
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Reach · 60 min
Finding low-cost care
Community health centers, free clinics, sliding-scale fees, and what to ask before an appointment.
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Reach · 60 min
Reading a medical bill
What the lines and codes mean, asking for an itemized bill, questioning errors and asking about payment help.
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Reach · 60 min
Your health records
Asking to see and copy your records, what the law where you live allows, and keeping them safe.
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Reach · 60 min
Portals and video appointments
Setting up a patient portal, joining a video appointment, and avoiding health-related scams.
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Reach · 60 min
Medicines and costs
Generic medicines, asking what a prescription will cost, and assistance programs where they exist.
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Voice
Nonpartisan civic education, and easier ways to take part.
Strictly nonpartisan sessions on how local government works, public meetings and comment, records requests and serving your community, and help for small governments to make taking part easier. About Voice.
Voice · 60 min
Who decides what
Councils, school boards, counties and agencies: what each is responsible for, and where your own area’s decisions are made.
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Voice · 60 min
Meetings and public comment
Reading an agenda, when and how to comment, and writing to the people who decide.
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Voice · 60 min
Records requests
Asking for public records, deadlines and fees, and what to do if a request is refused.
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Voice · 60 min
Budgets in plain words
Where to find your local budget, how to read it, and when residents can have a say.
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Voice · 60 min
Serving locally
Advisory boards, commissions, election work and volunteering with public services.
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Voice · 60 min
Information you can trust
Finding official sources, checking claims, and recognizing scams that imitate government.
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Teaching one
The rules travel with the slides.
Sessions explain how money, healthcare and government work. They are not advice about anyone’s own situation, they promote no product or provider, and Voice is strictly nonpartisan. Read each kit’s “Take care” section before you teach, and use the handout for the country you are in.
To teach with Moraph for Good, see the instructor roles. To host sessions, apply. For free official help on each subject, see free help by country.
Commons by email
New guides, when they’re ready.
An email when we publish a new Commons guide or tool, and occasional news from Moraph for Good. Nothing else, and only when there is something worth sending.
Want sessions for the people you serve?
Moraph people and vetted volunteers teach the sessions with you, in person or online, or train your staff to teach them.