Money words: a warm-up.

A word match to hand out while people arrive for a Fluent session: 10 words from its session kits, each with a meaning in plain words. No scores, and nobody has to answer aloud.

Prints on two pages: the word match, then the host’s notes and answer key. Other programs: Reach · Voice.

Moraph for Good · Fluent · Warm-up

Money words: match them up

Which meaning goes with which word? Write its letter in the box next to the word, or draw a line. It is not a test: there are no scores, and nobody has to answer aloud.

Words

What they mean

AMoney set aside only for unplanned costs or emergencies, such as a car or home repair, a medical bill or a drop in income.
BA scam where someone pretends to be from a government agency, a bank or another official organization to get you to send money or share account details.
CWhen you don’t have enough money in your account for a payment and the bank pays it anyway.
DWhen someone uses your personal or financial information without your permission, for example to open accounts or borrow in your name.
EMoney or other help from government, such as financial assistance or health care, for people who qualify.
FA plan for the money coming in and going out.
GA free, independent service that looks into complaints you haven’t been able to settle with an organization.
HA not-for-profit financial institution owned and controlled by its members.
IProtection for money you keep in a licensed bank or credit union: if it fails, a public scheme pays depositors back, up to a limit.
JA charge or withdrawal from your account that you didn’t make or allow.

The words come up in the Fluent sessions. Each one is explained more fully, with an official source, at moraph.org/commons/words. General information, not advice. Free to copy.

Moraph for Good · Fluent · Warm-up · For the host

Money words: the answer key

How to use it

Use it while people arrive: leave a sheet and a pen on each seat or on a table by the door, and let people start when they sit down.
It is a no-pressure start, not a test. There are no scores, nobody has to answer aloud and nobody hands it in. Working with a neighbor is fine.
For people who would rather not read much, read a word and two of the meanings aloud and let them choose. For a large-print copy, use “Print in large print” on this sheet’s web page.
When the session starts, go through the answers together only if the group wants to. Read each word, then its meaning.

Answers

Word	Letter	Meaning
1 Deposit insurance	I	Protection for money you keep in a licensed bank or credit union: if it fails, a public scheme pays depositors back, up to a limit.
2 Credit union	H	A not-for-profit financial institution owned and controlled by its members.
3 Benefits	E	Money or other help from government, such as financial assistance or health care, for people who qualify.
4 Unauthorized transaction	J	A charge or withdrawal from your account that you didn’t make or allow.
5 Ombudsman	G	A free, independent service that looks into complaints you haven’t been able to settle with an organization.
6 Identity theft	D	When someone uses your personal or financial information without your permission, for example to open accounts or borrow in your name.
7 Impostor scam	B	A scam where someone pretends to be from a government agency, a bank or another official organization to get you to send money or share account details.
8 Budget	F	A plan for the money coming in and going out.
9 Emergency fund	A	Money set aside only for unplanned costs or emergencies, such as a car or home repair, a medical bill or a drop in income.
10 Overdraft	C	When you don’t have enough money in your account for a payment and the bank pays it anyway.

Meanings from Words you’ll hear, moraph.org/commons/words, where each word links to its official explanation. Free to copy and adapt. moraph.org/commons/sessions/warm-ups/fluent

All three warm-ups and how the words were picked: Warm-ups. Every word: Words you’ll hear.