This page lists official places to get help finding, understanding and paying for healthcare in the United States. Every service here is run or funded by the government and is free to use; none of it is medical advice, and we don’t recommend any insurer or plan.
In an emergency, call the national emergency number. In the US, call 911. This MedlinePlus page from the National Library of Medicine explains when to call 911. www.medlineplus.gov/ency/article/001927.htm
Coverage and public programs
HealthCare.gov (Health Insurance Marketplace)The official federal site to apply for health coverage, browse plans and check whether you qualify for savings on what you pay.www.healthcare.gov
HealthCare.gov: Medicaid & CHIP coverageExplains Medicaid and the Children’s Health Insurance Program, which give free or low-cost coverage to eligible people on low incomes, families, children, pregnant women, older people and people with disabilities.www.healthcare.gov/medicaid-chip
InsureKidsNow.govGovernment site for free or low-cost health and dental coverage for children and teens through Medicaid and CHIP. You can also call 1-877-KIDS-NOW (1-877-543-7669).www.insurekidsnow.gov
Medicare.govThe official site for Medicare, the health insurance program for people aged 65 or older and younger people with disabilities.www.medicare.gov
HealthCare.gov: Find local helpFinds people and groups near you who give free help with applying for coverage and enrolling.www.healthcare.gov/find-local-help
Finding low-cost care
HealthCare.gov: Low-cost care in your communityExplains community health centers, where what you pay depends on your income. They offer primary care, prenatal care, vaccinations for babies and referrals.www.healthcare.gov/community-health-centers
FindTreatment.gov (SAMHSA)A confidential, anonymous government search tool for finding treatment for mental health and substance use conditions anywhere in the US and its territories.findtreatment.gov
Medical bills, payment help and complaints
Medical bill rights (Centers for Medicare & Medicaid Services)Explains your protections under the No Surprises Act, including your right to a good faith estimate if you don’t use insurance. You can call 1-800-985-3059 with questions or to make a complaint.www.cms.gov/initiatives/your-patient-rights/medical-bill-rights
Debt collection (Consumer Financial Protection Bureau)Explains your rights when a debt collector contacts you, including asking for details of the debt and disputing it.www.consumerfinance.gov/consumer-tools/debt-collection
Submit a complaint (Consumer Financial Protection Bureau)Lets you complain about a financial product or service, such as a debt collector. The bureau sends your complaint to the company for a response.www.consumerfinance.gov/complaint
Contact Medicare (1-800-MEDICARE)Talk or live chat with a real person about Medicare 24 hours a day, 7 days a week, at 1-800-633-4227 (TTY 1-877-486-2048). The page also links to free state health insurance counseling.www.medicare.gov/talk-to-someone
SAMHSA National HelplineA free, confidential treatment referral and information line for mental health and substance use, open 24/7 in English and Spanish: 1-800-662-HELP (4357).www.samhsa.gov/find-help/helplines/national-helpline
988 Suicide & Crisis LifelineThe national mental health crisis line. Call, text or chat 988, 24/7. Conversations are free and confidential.988lifeline.org
Medicines and their costs
Medicare: Help with drug costs (Extra Help)Explains Extra Help, a Medicare program that helps people with limited income and resources pay for drug coverage, and how to apply.www.medicare.gov/basics/costs/help/drug-costs
Generic Drugs (US Food and Drug Administration)The regulator’s information on generic medicines, which make up 9 out of 10 prescriptions filled in the US.www.fda.gov/drugs/buying-using-medicine-safely/generic-drugs
BeSafeRx (US Food and Drug Administration)The regulator’s guide to telling a safe online pharmacy from a risky one before you buy prescription medicine online.www.fda.gov/drugs/buying-using-medicine-safely/besaferx-your-source-online-pharmacy-information
Checked
Every link, opened.
Each page linked here was opened and checked on 19 October 2026. Services change: if a link no longer says what we describe, the official page is right. Tell us at hello@moraph.org.