This page lists official places to get help with banking, saving, investing, insurance, tax, government schemes and scams in India. Every service here is run by the Government of India, a financial regulator such as the Reserve Bank of India, or a statutory body; we only call something free where the official page says so.
Lost money to a cyber fraud? Call 1930. Any victim of financial cyber fraud can dial the national helpline 1930, or report immediately on the National Cyber Crime Reporting Portal. www.cybercrime.gov.in
Everyday money and banking
Reserve Bank of India: Financial EducationThe RBI’s financial education site, with material in 13 languages on financial products and services, good money habits, going digital and consumer protection, including films and games.www.rbi.org.in/FinancialEducation/Home.aspx
Pradhan Mantri Jan-Dhan Yojana (PMJDY)The national mission for financial inclusion. If you have no other bank account, you can open a basic savings account at any bank branch or Bank Mitra outlet, with no minimum balance and a RuPay debit card. National toll-free numbers: 1800 11 0001 and 1800 180 1111.pmjdy.gov.in/scheme
SEBI Investor websiteThe Securities and Exchange Board of India’s site for investors, with guides on managing money, investing and the securities market, and warnings about investment frauds such as fake trading apps. SEBI’s toll-free investor helpline is 1800 266 7575 or 1800 22 7575.investor.sebi.gov.in
SEBI Complaint Redress System (SCORES)SEBI’s online system for complaints about listed companies, registered intermediaries and market infrastructure institutions. Register, lodge a complaint, track it and ask for a review; there is also a mobile app.scores.sebi.gov.in
Bima Bharosa (IRDAI)The Insurance Regulatory and Development Authority of India’s portal for registering and tracking complaints about insurance. IRDAI says the portal never asks complainants or policyholders for any payment.bimabharosa.irdai.gov.in
Tax and government schemes
Income Tax Department e-filing portalFile your income tax return online, find which return and forms apply to you, and see tax slabs and deductions. Helplines for e-filing and refunds: 1800 103 0025 or 1800 419 0025.www.incometax.gov.in/iec/foportal
mySchemeA national platform to search Central and State/UT government schemes in one place. Enter basic details to see schemes you may be eligible for and how to apply.www.myscheme.gov.in
Complaints about banks and services
Reserve Bank – Integrated Ombudsman Scheme, 2026 (FAQs)A cost-free way to complain about deficiency in service by banks, many NBFCs, non-bank prepaid payment instrument issuers and credit information companies. File online at cms.rbi.org.in, by email to crpc@rbi.org.in or by post; the RBI Contact Centre on toll-free 14448 explains the process.www.rbi.org.in/Scripts/FAQDisplay.aspx?Id=153
Reserve Bank of India: ComplaintsThe RBI’s page for lodging a complaint against a bank, NBFC or payment system participant, and for complaints about the RBI itself.rbi.org.in/Scripts/Complaints.aspx
National Consumer HelplineThe Department of Consumer Affairs’ helpline for consumer grievances. Register and track a grievance online, on WhatsApp (+91 88000 01915) or by calling toll-free 1915 (8am to 8pm).consumerhelpline.gov.in/public
Scams and fraud
National Cyber Crime Reporting PortalThe Government of India’s portal to report cybercrime, including financial scams. Any victim of financial cyber fraud can also call the helpline 1930.www.cybercrime.gov.in
Sanchar Saathi: Chakshu (Department of Telecommunications)Report suspected fraud calls, SMS or WhatsApp messages, such as people pretending to be officials or fake KYC requests, and check the mobile connections in your name. If you have already lost money, report at 1930 or cybercrime.gov.in instead.sancharsaathi.gov.in
Learn it in a session
Free one-hour Fluent sessions, each with a take-home sheet for India.
Everyday money: A budget that survives a real month, what to do when income is irregular, and starting a small emergency fund.
Banking without the fees: Choosing an account, avoiding overdraft and check-cashing costs, and what protects your money in a bank, a credit union or a payment app.
Credit reports and scores: What a credit report holds, how to get yours, how to dispute errors, and how a score is built and rebuilt.
Borrowing safely: How interest and fees add up, comparing offers, and recognizing high-cost and predatory lending.
Tax time and benefits: Free filing help where it exists, credits and benefits people often miss, and keeping the records you will be asked for.
Scams and fraud: Scams as bank fraud teams see them: impersonation, payment redirection, romance and investment scams, identity theft, and what to do in the first hour.
Checked
Every link, opened.
Each page linked here was opened and checked on 20 October 2026. Services change: if a link no longer says what we describe, the official page is right. Tell us at hello@moraph.org.